Being in a car accident is a jarring experience, you’re most likely to experience shock and feel paralyzed for a few seconds because your mind is still processing what happened. The first thing that should be given priority in this situation is your well-being. Check if you’re bleeding or injured. If you have other people in the car then check on them too. Look around you; see if there are glass shards or anything that can harm you. If everyone in the car is safe, then get out of the vehicle so you can begin the process of settling an accident claim.
Once you’re sure that you and any passengers with you have not been harmed, then you need to get out of the car and gather essential information that may prove to be helpful later. First of all, you need to write down the license plate number of the car that hit you. Introduce yourself to the driver and make sure to get their name and number. Also, if there are police officers there, make sure to take down their names and badge numbers. If the accident was caused by roadside construction you need to get the name of the company since the accident was caused by negligence. Remember to also write down things like the timing and the place where the accident took place.
Now that you’re done with the first step, the second will be to collect evidence. You might want to start by taking pictures of the car. Take different pictures that display various angles of your car. You should also take pictures of the other car that hit yours. Remember to take pictures of the location too. Talk to witnesses and ask them if you can record their statements. You can also politely ask them if they don’t mind signing next to their claims- this is crucial because this way, you’ll have an official statement from witnesses. These are important steps that you need to take to collect evidence that you can later give to your lawyer and maybe even present in court if things escalate, so make sure to keep them in a safe place.
Make sure to get in touch with a lawyer after gathering your evidence. Don’t wait on this- try to get compensated as soon as possible. This is especially true if an accident occurs while you’re on vacation. Let’s say that you’ve gone to Hawaii with your family, and unfortunately get involved in a car accident. It’s important that you contact Hawaii car accident lawyers who can help you out with the process of compensation. Reaching out to your own lawyers who are in a different state or country won’t be of much help to you because they’re not aware of the laws that apply there — the most they can do is refer you to someone reliable in the area you are in. You also need to give the information and evidence to your lawyer, so they can take things from there and proceed with the needed legal actions.
As part of the evidence, you can go to a mechanic who can inspect the car for you and inform you of what’s damaged and what needs to be fixed immediately. This will be helpful information for the insurance employees when they’re reviewing your claims along with the evidence. Ask the mechanic if you can record what he’s saying and then make written notes, and if he can sign next to it, so it can be considered as official statements that the insurance company can review. Remember to take the mechanic’s name and number before you leave the place.
Usually, clients don’t directly communicate with insurance companies, especially, that talking with insurance employees is not the easiest thing to deal with. If you’ve already hired a lawyer then you have nothing to worry about because they’ll be taking care of this instead of you. Your lawyer will present your case and the evidence that backs your story up. After your lawyer is done with the negotiations, the insurance company will review the evidence and the paperwork and it’ll give you compensation or in other words, fix your car for you.
Car accidents aren’t the easiest experiences to go through or deal with, which is why it’s important that you regain your composure before stepping outside the car. Make sure that you and your family are safe first, then step out of the car to record important information. Exchange names and phone numbers with the person whom you’ve crashed against. Remember to gather evidence too. After you’ve done so, contact a lawyer so you can get compensated. Finally, contact the insurance company and present your case so that they can repair the car for you.