When you own a small or medium sized business, you are at an immediate disadvantage in terms of staffing, liability, and insurance premiums. All of this can be mitigated by joining a captive cell insurance provider, but where do you find the right one for you? How do you measure the pros and cons of the options?
We are here to tell you that small contractors general liability by Talisman Casualty is one of the best programs on the market. SMEs can benefit from the small business owner’s general liability program no matter if they have limited staff, minimal funds, or high insurance premiums when they go with a third party lender.
Image credit: Imagesource.io
Before you rush off and enlist, however, here are some of the best things to know about Talisman Casualty’s Pet Professional Program, for all those groomers, trainers, dog walkers, and pet sitters out there.
The 5 Things You Should Know about Talisman Casualty’s Pet Professional Program
Here are five things to keep in mind, before you invest in pet professional general liability programs with Talisman Casualty.
1 – Even Pooper Scoopers Need General Liability Insurance
Although we operate a little differently, even pooper scoopers need to think about covering themselves against liability to the public. If you or your work gear causes an accident, you could be sued. Our general liability program isn’t like those offered by other lenders. We don’t sell insurance. We sell the opportunity to be part of something greater.
2 – Rates are lower than Premiums
If you choose to take part in our general liability for pet professionals’ program, you will be subject to lower rates than that which you might find with an insurance premium. This makes our pet professional program ideal for those that want to lower the costs of insurance for their small business.
3 – You are Protected against Damages
If you opt for the pet professional program offered by Talisman Casualty, you will be fully protected against any liable actions brought against you by a court of law. You will have our dedicated legal protection, as well as the safety of knowing that costs are being underwritten by the cell captive.
4 – You will have access to a Unique Claims Management System
When you get insured through a captive cell, the structure of how you are protected is slightly different. There are less customers per cell, allowing you to have the full attention of any specialists that need to be drawn in. This means you get better cover for less of the costs.
5 – The Pet Professional Program is Tailored to You
Since you will have a greater degree of interaction between those handling any claims and your own staff, the pet professional liability program allows you to tailor it to be better suited to you. Although the concept behind operating using a cell captive seems complex, once you are using it, you will find you can’t proceed without it.
Nowadays, the majority of the Fortune 1000 companies are relying on captive cell insurance to thrive… but there’s no reason why this can’t be scaled down to the small business, or for the pet professionals out there. With Talisman Casualty, all of your liability needs can be taken care of. All it takes is a small leap of faith on your part.